From 'Conclave' to 'White Smoke,' a Glossary of Terms Used in a Papal Transition

Birds fly as sunlight hits St. Peter's Basilica, following the death of Pope Francis, Vatican City, April 22, 2025. REUTERS/Kai Pfaffenbach
Birds fly as sunlight hits St. Peter's Basilica, following the death of Pope Francis, Vatican City, April 22, 2025. REUTERS/Kai Pfaffenbach
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From 'Conclave' to 'White Smoke,' a Glossary of Terms Used in a Papal Transition

Birds fly as sunlight hits St. Peter's Basilica, following the death of Pope Francis, Vatican City, April 22, 2025. REUTERS/Kai Pfaffenbach
Birds fly as sunlight hits St. Peter's Basilica, following the death of Pope Francis, Vatican City, April 22, 2025. REUTERS/Kai Pfaffenbach

A change in popes - through death or resignation - is a complicated process, with centuries-old rituals involving the transition in leadership for both the spiritual head of the global Catholic Church and the Vatican´s head of state.

These are the need-to-know terms - some of them in Latin - to help make sense of news in the coming days:

This is the "chamberlain" - the cardinal in charge of formally verifying the pope´s death - and then sealing his room and study. Between then and the election of the new pope, the camerlengo administers the "goods and temporal rights" of the Holy See. The current one is the Irish-born American Cardinal Kevin Farrell.

There are 252 cardinals worldwide, and as a body, they are in charge of the Holy See´s affairs in-between popes, albeit with limits. Of them, 135 are "cardinal electors," who gather in the Vatican to choose the new pope. For centuries, they have chosen one of their own. The vast majority of the electors - 108 - were made cardinals by Pope Francis, according to Vatican statistics.

This is the closed-door meeting of the cardinal electors to choose the new pope in the Sistine Chapel. Its name, literally "with a key," was used in the 13th century to describe the process of locking up the cardinals until the election is completed. It must begin no more than 20 days after the death or resignation of a pope. The electors are sequestered from all outsiders for the duration; the last three popes were chosen within days.

The current dean is Italian Cardinal Giovanni Battista Re. He is the head of the College of Cardinals who informs the rest of the cardinals and the ambassadors to the Holy See of the pope´s death once he learns of it from the camerlengo. He convenes the conclave and presides as the electors take their oaths. Once a new pope is chosen, the dean asks him if he accepts and what name he wants to be called.

This Vatican guesthouse, built in 1996, specifically houses cardinals during a conclave and is used at other times as a hotel for visiting priests and Vatican officials. Pope Francis never moved out after he was elected pope, choosing to live in suite 201, rather than the papal apartments in the Apostolic Palace.

A Latin phrase for "all out," it's spoken by the master for papal liturgical celebrations, currently Italian Archbishop Diego Ravelli, to ask all those present except the cardinal electors to leave the Sistine Chapel to begin the voting process during the conclave.

Each pope gets this ring at the Mass marking the beginning of his pontificate. It bears this name because Jesus told St. Peter, the first pope, that he would be "a fisher of men." Until the 1990s, it was destroyed upon a pope´s death. Now, it´s "annulled," or marked in such a way that it can´t be used as a seal.

This is the name given to the gathering of all members of the College of Cardinals after the pope´s death and before the start of the conclave to discuss major church affairs. All cardinals who aren't infirm take part in this meeting in the Vatican´s Apostolic Palace. They also discuss preparations for the conclave, under oath and in secret.

This Latin phrase translates to "We have a pope." These are the words used by the "protodeacon" of the College of Cardinals to announce from the loggia of St. Peter´s Basilica that a new pope has been elected. He then says the new pope's birth name and the name he has chosen to use as pope, also in Latin. The current protodeacon is French Cardinal Dominique Mamberti.

These are the three cardinals, chosen by a random drawing from the electors, who are charged with gathering the ballots of any electors who are ill during the conclave.

This is Latin for "having had mercy and choosing him" - a phrase that Francis chose as his motto when he was elevated to bishop and kept as his papal seal. It was drawn from the homilies of St. Bede the Venerable, an 8th century monk. It comes from the Gospel narrative of St. Matthew, a tax collector whom Jesus called to follow him.

These are the three cardinals, chosen by random drawing from the electors, who are charged with reviewing the ballots during the conclave.

This is the document, or "deed," listing key details of the pope´s life and papacy that is placed in his coffin. It´s written in Latin by the master for papal liturgical celebrations. A copy is kept in the Vatican archives.

These are the three cardinals, chosen by random drawing from the electors, who are charged with reviewing each ballot and announcing it to the assembled conclave after each round of voting. They then tally the votes - to win the election, two-thirds of the votes are necessary - and they also burn the ballots.

This is Latin for "vacant seat," the period between the pope´s death or resignation and the election of a new one.

This is the basilica in Rome where Pope Francis said he wants to be buried. Francis is breaking with the tradition of his predecessors who are buried inside the Vatican, saying he wanted to be near his favorite icon of the Virgin Mary, the Salus Populi Romani, a Byzantine-style painting of the Madonna draped in a blue robe, holding the infant Jesus who in turn is holding a jeweled golden book. The icon is located in the church first built in the 5th century and devoted to the Virgin Mary. In his will, Francis said he wanted a simple underground tomb with only "Franciscus" written on it.

This Latin phrase means "the Lord´s whole flock." It´s the Vatican constitution that regulates the processes from a pope´s death until a new one is elected. St. John Paul II issued it in 1996 during his papacy, and Pope Benedict XVI twice amended it, most significantly by removing John Paul's provision that after about 12 days of balloting a simple majority could elect a new pope rather than a two-thirds majority. If the conclave lasts that long, the top two vote-getters go to a runoff, with a two-thirds majority required to win. Neither of the top two candidates casts a ballot in the runoff.

After each round of voting in the Sistine Chapel, the ballots are burned in a special furnace to indicate the outcome to the outside world. If no pope is chosen, the ballots are mixed with cartridges containing potassium perchlorate, anthracene (a component of coal tar), and sulfur to produce black smoke. But if there is a winner, the burning ballots are mixed with potassium chlorate, lactose and chloroform resin to produce the white smoke. Bells also are rung to further signal there is a new pope.



To Get Their Own Cash, People in Gaza Must Pay Middlemen a 40% Cut

A destroyed branch of the Bank of Palestine in the Tal al-Hawa neighborhood of Gaza City is seen Wednesday, July 9, 2025. (AP)
A destroyed branch of the Bank of Palestine in the Tal al-Hawa neighborhood of Gaza City is seen Wednesday, July 9, 2025. (AP)
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To Get Their Own Cash, People in Gaza Must Pay Middlemen a 40% Cut

A destroyed branch of the Bank of Palestine in the Tal al-Hawa neighborhood of Gaza City is seen Wednesday, July 9, 2025. (AP)
A destroyed branch of the Bank of Palestine in the Tal al-Hawa neighborhood of Gaza City is seen Wednesday, July 9, 2025. (AP)

Cash is the lifeblood of the Gaza Strip’s shattered economy, and like all other necessities in this war-torn territory — food, fuel, medicine — it is in extremely short supply.

With nearly every bank branch and ATM inoperable, people have become reliant on an unrestrained network of powerful cash brokers to get money for daily expenses and commissions on those transactions have soared to about 40%.

"The people are crying blood because of this," said Ayman al-Dahdouh, a school director living in Gaza City. "It’s suffocating us, starving us."

At a time of surging inflation, high unemployment and dwindling savings, the scarcity of cash has magnified the financial squeeze on families — some of whom have begun to sell their possessions to buy essential goods.

The cash that is available has even lost some of its luster. Palestinians use the Israeli currency, the shekel, for most transactions. Yet with Israel no longer resupplying the territory with newly printed bank notes, merchants are increasingly reluctant to accept frayed bills.

Gaza’s punishing cash crunch has several root causes, experts say.

To curtail Hamas’ ability to purchase weapons and pay its fighters, Israel stopped allowing cash to enter Gaza at the start of the war. Around the same time, many wealthy families in Gaza withdrew their money from banks and then fled the territory. And rising fears about Gaza’s financial system prompted foreign businesses selling goods into the territory to demand cash payments.

As Gaza’s money supply dwindled and civilians’ desperation mounted, cash brokers' commissions — around 5% at the start of the war — skyrocketed.

Someone needing cash transfers money electronically to a broker and moments later is handed a fraction of that amount in bills. Many brokers openly advertise their services, while others are more secretive. Some grocers and retailers have also begun exchanging cash for their customers.

"If I need $60, I need to transfer $100," said Mohammed Basheer al-Farra, who lives in southern Gaza after being displaced from Khan Younis. "This is the only way we can buy essentials, like flour and sugar. We lose nearly half of our money just to be able to spend it."

In 2024, inflation in Gaza surged by 230%, according to the World Bank. It dropped slightly during the ceasefire that began in January, only to shoot up again after Israel backed out of the truce in March.

Cash touches every aspect of life in Gaza

About 80% of people in Gaza were unemployed at the end of 2024, according to the World Bank, and the figure is likely higher now. Those with jobs are mostly paid by direct deposits into their bank accounts.

But "when you want to buy vegetables, food, water, medication -- if you want to take transportation, or you need a blanket, or anything — you must use cash," al-Dahdouh said.

Shahid Ajjour’s family has been living off of savings for two years after the pharmacy and another business they owned were ruined by the war.

"We had to sell everything just to get cash," said Ajjour, who sold her gold to buy flour and canned beans. The family of eight spends the equivalent of $12 every two days on flour; before the war, that cost less than $4.

Sugar is very expensive, costing the equivalent of $80-$100 per kilogram (2.2 pounds), multiple people said; before the war, that cost less than $2.

Gasoline is about $25 a liter, or roughly $95 a gallon, when paying the lower, cash price.

Bills are worn and unusable

The bills in Gaza are tattered after 21 months of war.

Money is so fragile, it feels as if it is going to melt in your hands, said Mohammed al-Awini, who lives in a tent camp in southern Gaza.

Small business owners said they were under pressure to ask customers for undamaged cash because their suppliers demand pristine bills from them.

Thaeir Suhwayl, a flour merchant in Deir al-Balah, said his suppliers recently demanded he pay them only with brand new 200-shekel ($60) bank notes, which he said are rare. Most civilians pay him with 20-shekel ($6) notes that are often in poor condition.

On a recent visit to the market, Ajjour transferred the shekel equivalent of around $100 to a cash broker and received around $50 in return. But when she tried to buy some household supplies from a merchant, she was turned away because the bills weren’t in good condition.

"So the worth of your $50 is zero in the end," she said.

This problem has given rise to a new business in Gaza: money repair. It costs between 3 and 10 shekels ($1-$3) to mend old bank notes. But even cash repaired with tape or other means is sometimes rejected.

People are at the mercy of cash brokers

After most of the banks closed in the early days of the war, those with large reserves of cash suddenly had immense power.

"People are at their mercy," said Mahmoud Aqel, who has been displaced from his home in southern Gaza. "No one can stop them."

The war makes it impossible to regulate market prices and exchange rates, said Dalia Alazzeh, an expert in finance and accounting at the University of the West of Scotland. "Nobody can physically monitor what’s happening," Alazzeh said.

A year ago, the Palestine Monetary Authority, the equivalent of a central bank for Gaza and the West Bank, sought to ease the crisis by introducing a digital payment system known as Iburaq. It attracted half a million users, or a quarter of the population, according to the World Bank, but was ultimately undermined by merchants insisting on cash.

Israel sought to ramp up financial pressure on Hamas earlier this year by tightening the distribution of humanitarian aid, which it said was routinely siphoned off by militants and then resold.

Experts said it is unclear if the cash brokers’ activities benefit Hamas, as some Israeli analysts claim.

The war has made it more difficult to determine who is behind all sorts of economic activity in the territory, said Omar Shabaan, director of Palthink for Strategic Studies, a Gaza-based think tank.

"It's a dark place now. You don't know who is bringing cigarettes into Gaza," he said, giving just one example. "It's like a mafia."

These same deep-pocketed traders are likely the ones running cash brokerages, and selling basic foodstuffs, he said. "They benefit by imposing these commissions," he said.

Once families run out of cash, they are forced to turn to humanitarian aid.

Al-Farra said that is what prompted him to begin seeking food at an aid distribution center, where it is common for Palestinians to jostle over one other for sacks of flour and boxes of pasta.

"This is the only way I can feed my family," he said.