Report: Microsoft Threatens to Restrict Data from Rival AI Search Tools

A Microsoft logo is seen on an office building in New York City, US on July 28, 2015. REUTERS/Mike Segar
A Microsoft logo is seen on an office building in New York City, US on July 28, 2015. REUTERS/Mike Segar
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Report: Microsoft Threatens to Restrict Data from Rival AI Search Tools

A Microsoft logo is seen on an office building in New York City, US on July 28, 2015. REUTERS/Mike Segar
A Microsoft logo is seen on an office building in New York City, US on July 28, 2015. REUTERS/Mike Segar

Microsoft Corp has threatened to cut off access to its internet-search data, which it licenses to rival search engines, if they do not stop using it as the basis for their own artificial intelligence chat products, Bloomberg News reported on Friday.

The company has told at least two customers that using its Bing search index - a map of the internet that can be scanned in real time - to feed their AI chat tools violates the terms of their contract, the news agency said, citing people familiar with the dispute.

Redmond, Washington-based Microsoft may also terminate licenses providing access to its search index, Bloomberg added.

Microsoft did not immediately respond to a request for a comment.

The maker of the Windows operating system had said in February it was revamping its Bing search engine and Edge Web browser with artificial intelligence, signaling its ambition to retake the lead in consumer technology markets where it has fallen behind.

The upgraded Bing search engine was rolled out to users late last month.



Apple Kills off Its Buy Now, Pay Later Service Barely a Year after Launch

An Apple logo adorns the facade of the downtown Brooklyn Apple store on March 14, 2020, in New York. (AP)
An Apple logo adorns the facade of the downtown Brooklyn Apple store on March 14, 2020, in New York. (AP)
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Apple Kills off Its Buy Now, Pay Later Service Barely a Year after Launch

An Apple logo adorns the facade of the downtown Brooklyn Apple store on March 14, 2020, in New York. (AP)
An Apple logo adorns the facade of the downtown Brooklyn Apple store on March 14, 2020, in New York. (AP)

Apple is discontinuing its buy now, pay later service known as Apple Pay Later barely a year after its initial launch in the US, and will rely on companies who already dominate the industry like Affirm and Klarna.

It's an acknowledgement from a company known for producing hit products that building a financial services business from scratch as Apple has been doing for several years is difficult and highly competitive.

Apple Pay Later launched with fanfare in March 2023 as a way for iPhone customers to split purchases of up to $1,000 into four equal payments with no fees or interest. The service was Apple's answer to the growing popularity of buy now, pay later services globally, and considered a sizeable threat to companies like Klarna, Affirm and others.

But Apple Pay Later was only available where Apple Pay was accepted whereas the other buy now, pay later companies had deeply integrated themselves into millions of merchant websites.

In an acknowledgement of how popular buy now, pay later services had become, Apple said at its developer's conference this month that it would start allowing banks to offer buy now, pay later plans to their customers through Apple Pay and Apple Wallet. Affirm would be integrated directly into Apple Wallet, and Apple customers would be able to open an Affirm account directly.

“With the introduction of this new global installment loan offering, we will no longer offer Apple Pay Later in the US,” Apple said late Monday. “Our focus continues to be on providing our users with access to easy, secure and private payment options with Apple Pay, and this solution will enable us to bring flexible payments to more users, in more places across the globe, in collaboration with Apple Pay enabled banks and lenders.”

Apple executives as recently as this month had indicated that the company still had plans for Apple Pay Later despite announcing plans to integrate Affirm directly into Apple Wallet.

Apple Pay Later was unique because Apple needed to create its own bank to offer the loans. The Apple Card is issued by Goldman Sachs, which means Goldman ultimately decides who gets approved and what spending limits are for each customer.

Apple has discontinued any new Apple Pay Later loans, but customers who have existing Apple Pay Later loans will be able to manage them inside Apple Pay.