Privacy as a Product: Trading Your Personal Data to Get a Discount on a Car

Motorists sit in a traffic jam this month near Annebault, in northwestern France, their cars collecting data on their movements all the while. (Charly Triballeau/AFP/Getty Images)
Motorists sit in a traffic jam this month near Annebault, in northwestern France, their cars collecting data on their movements all the while. (Charly Triballeau/AFP/Getty Images)
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Privacy as a Product: Trading Your Personal Data to Get a Discount on a Car

Motorists sit in a traffic jam this month near Annebault, in northwestern France, their cars collecting data on their movements all the while. (Charly Triballeau/AFP/Getty Images)
Motorists sit in a traffic jam this month near Annebault, in northwestern France, their cars collecting data on their movements all the while. (Charly Triballeau/AFP/Getty Images)

The debate over privacy can leave consumers feeling torn between two bad options: disengage with the virtual world and maintain our anonymity or engage with the Internet and put our identity, finances, safety and perhaps even our democracy at risk.

John Ellis, an auto futurist and formerly global technologist for Ford Motor Co., thinks we may have overlooked a third option.

In his book, “The Zero Dollar Car,” he argues that consumers should start thinking about their privacy as a product. Instead of concealing our private data, he argues, we should be able to sell it to companies, using the profits to lower the price of goods and services that feed off the information we produce.

Ellis thinks the best way to start is with the modern car, a machine that has been transformed from a means of transportation into a sophisticated computer on wheels that offers even more access to our personal habits and behaviors than smartphones do.

Today’s vehicles, experts say, can determine where you shop, the weather on your street, how often you wear your seat belt, what you were doing moments before a crash — even where you like to eat and how much you weigh.

If car companies are going to harvest such valuable information, Ellis asks, shouldn’t they pay for it? We spoke with Ellis to find out more about how companies are using our data and why trading that data for money could drastically reduce the price of cars, appliances and other technology. The Q&A was edited for length and clarity.

Q: The average new car costs more than $33,000. If we were able to sell our data to car companies, how much do you realistically think the price of cars might drop? Is zero dollars a real possibility?

In my book I show how the lifetime value of vehicle data is in the thousands of dollars. For a combustion engine car, it may be the case that we never get to zero dollars. But so what? Taking the price of a vehicle from $33,000 to maybe $20,000 is still a worthwhile discussion and exercise.

But what about when you don’t buy the vehicle and instead buy a seat? As in with Uber or Lyft. What if the value of your data was such that a particular ride could be subsidized to the point where the ride was zero dollars? That is definitely possible and more than likely.

And when the vehicle is autonomous? Imagine you are a Starbucks customer. You order a coffee from home and the coffee is brought to you in a car and you are given a ride to work with the coffee. The cost of the ride is zero dollars (because of your loyalty). That is a future that is more likely than not and one we have to be concerned with today if we want to get data and privacy policies “right.”

Q: One of the radical ideas you also propose is the notion that we should start thinking about our privacy as a product. To treat privacy any differently, you argue, defies human nature. What do you mean by the idea that our privacy has become a product?

Imagine if, when offered the opportunity to take the zero-dollar pricing, we said: “No, thank you. I want to pay full price.” Why might someone do that? By saying no, we explicitly state that our data is not for sale. We in essence are purchasing privacy. That is to say, we enter into a product contract for privacy.

Now imagine that we extend this to any of the products that are offered for zero dollars. What if they were also offered in a full-price version? Consumers who choose the full-price offer would be buying privacy. Privacy as a product.

A perfect example of this is Facebook. When I wrote the book in 2017, the concepts I put forth were prescient. Mark Zuckerberg recently admitted that if Facebook users wanted to keep their personal data private, Facebook could charge them to use the social network. If you don’t want privacy, you can continue using Facebook for zero dollars.

Q: One of my favorite moments from your Ted Talk is this hypothetical in which a car buyer is offered the chance to sell six sensors — GPS, rain, windshield wiper, headlights status, traction control and barometer — to the National Oceanic and Atmospheric Administration. Why would NOAA, a municipality or even a company want to give me cash for my vehicle’s windshield-wiper sensor?

Well, NOAA is a scientific agency with the U.S. Department of Commerce that monitors the weather, including the prediction of serious storms like hurricanes, tornadoes and blizzards.

If given access to vehicle data such as the six sensors you mentioned, NOAA would have accurate, up-to-the-minute weather reports from all the vehicles in every region of the country. Rather than seek federal funding to build another weather station, why not purchase the data from cars?

With the growth of vehicle sensors creating all kinds of data, tech companies understand that everything — from incoming messages and intelligence gathered by what drivers are saying on their in-car microphones to weather, the routes being taken and road conditions — could be sold to, for example, corporations and public utilities.

And to a technology company like Google, which can harvest, analyze and process data, these sensors, when combined with location, intentions and preferences, are incredibly valuable. This explains why Google has the automotive strategy it does.

Q: So, there are more than 100 sensors in a modern car that generate significant amounts of data. Should drivers be worried about the information these sensors are vacuuming up?

All the sensors in a modern car are there because of the careful consideration of the automotive engineers who want to improve the safety of the vehicle, manage vehicle emissions and deliver passengers. At no time were they trying to figure out how to monetize the sensor data. But there are others who really want that data. Technology companies have rushed to get into the car and access your data. The car, in effect, is more relevant to technology companies than the smartphone is.

Q: We know that data from our cars is as valuable as, if not more valuable than, data from smartphones. What are some examples of how tech companies are using cars as a conduit to customers?

Google and Apple created Android Auto and Apple CarPlay with the intention of extending their services into the car, and in exchange they get data on the music you like to play, your behaviors and preferences while commuting or on a road trip, voice data and location data that helps to triangulate a seemingly infinite number of insights about you to sell back to advertisers to serve up ads at precisely the appropriate moment.

The car is interesting because you’re inside it; your use of the car confirms specific behaviors and preferences. Car sensors generate data that can reveal your location, movement, destination, stores you visit, speed you travel, routes you take, people you meet. This is all incredibly valuable data to companies that buy and sell ads. Having access to this data is important to Google as it differentiates itself from other companies by helping advertisers deliver the right ad, to the right person, at the right time.

Outside of Google and Apple, you have technology companies such as Voyomotive, Mojio and ZenDrive developing solutions for accessing the available rich vehicle data and then building solutions related to insurance, advertising and vehicle ownership and maintenance.

Q: Is anyone regulating Google’s data collection in vehicles?

The rules around data collection and use are changing. Companies in Europe must follow the General Data Protection Regulation, or GDPR, and disclose in simple terms how companies are using personal data and give Europeans the right to be forgotten by deleting all their data online.

In May, voters in California succeeded through petition in getting the California Consumer Privacy Act on the ballot in November — a measure that would allow Californians to see what data about them is being collected, give them the right to stop companies from selling their data, and hold companies accountable for data breaches.

It should be noted that this is not just about Google. The 2017 Equifax breach showed more than 143 million people just how much data is being collected and moreover, how little — if any — say we have in that process.

The Washington Post



Saudi Real Estate Market Maintains Investment Momentum Despite War Fallout

Residential developments in Saudi Arabia (Ministry of Municipalities and Housing)
Residential developments in Saudi Arabia (Ministry of Municipalities and Housing)
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Saudi Real Estate Market Maintains Investment Momentum Despite War Fallout

Residential developments in Saudi Arabia (Ministry of Municipalities and Housing)
Residential developments in Saudi Arabia (Ministry of Municipalities and Housing)

Saudi Arabia's real estate market continues to attract investment despite geopolitical challenges weighing on economic activity worldwide, supported by new housing developments and efforts to expand residential supply.

The Ministry of Municipalities and Housing announced that more than 15,000 residential land plots had been made available through the Sakani platform across the Kingdom between the beginning of 2026 and the end of October, alongside additional projects launched by private-sector developers.

The developments underscore the sector's continued momentum and its importance to the Saudi economy.

Government initiatives and private-sector projects aim to expand housing supply and meet growing demand, reinforcing real estate's position as a key driver of economic growth and diversification.

Strong domestic demand and ongoing urban development projects continue to underpin the market's appeal, attracting investment from both Saudi and international investors.

Against a backdrop of geopolitical uncertainty and war-related disruptions to trade, supply chains, financing costs and construction expenses, the real estate sector has gained importance as an industry driven largely by domestic demand and capable of sustaining economic activity.

Private-Sector Investment

Despite mounting global economic volatility and geopolitical tensions, Saudi Arabia's real estate market continues to attract international investment, supported by clear economic policies, expanding development opportunities and strong housing demand.

Real estate developer Arada recently announced its entry into the Saudi market through a partnership with local company XTOPIA, backed by a SAR 50 billion ($13.3 billion) portfolio of land and development opportunities.

The partnership's first project is a SAR 14 billion residential development in Riyadh's Al Rimal district.

Riyadh Region Municipality, the Ministry of Municipalities and Housing, and the National Center for Privatization & PPP also recently announced the launch of the expression of interest, prequalification and proposal submission stages for a joint land investment project.

The initiative involves developing a municipal land plot in northern Riyadh through a 50-year partnership with the private sector, marking the municipality's first project under the joint investment model.

Real estate specialists described the initiative as an important step toward enabling private investors to develop property assets into sustainable projects with significant economic value.

They said the extended investment period would encourage developers to improve construction quality and services, strengthen project feasibility, diversify real estate offerings and increase supply in one of the capital's most expensive neighborhoods.

Balancing the Real Estate Market

The importance of releasing more residential land lies in achieving greater balance in the property market, a government objective outlined by Crown Prince and Prime Minister Mohammed bin Salman.

The strategy seeks to increase housing supply by making more land available, broadening the options accessible to Saudi citizens and enabling more households to move from searching for a home to building and owning one.

Increasing the availability of residential land, particularly in cities and governorates experiencing rising demand, could ease pressure on land prices over the medium term, provided that plot locations and sizes correspond to actual market needs.

The release of additional land also creates opportunities for real estate developers, contractors, engineering firms and building materials suppliers to benefit from anticipated demand for construction projects.

As a result, businesses across the real estate and construction supply chain could see stronger activity despite the impact of the geopolitical crisis on other economic sectors in the region.

The initiative also expands housing choices, supports efforts to increase homeownership rates and improve quality of life, and encourages urban development beyond major metropolitan centers.

Lowering Prices

Real estate developer Ahmed Omar Basoudan believes the main challenge facing Saudi Arabia's property market in the coming period will not simply be increasing the number of land plots and housing units available.

Rather, he said, the priority must be ensuring that homes reach buyers at prices they can afford, while providing adequate infrastructure and services and keeping development and construction costs under control.

Speaking to Asharq Al-Awsat, Basoudan explained that genuine balance in the real estate market depends on the availability of housing that meets buyers' needs in terms of price, location and quality, rather than simply increasing overall supply.

He said the release of more than 15,000 residential land plots during the first 10 months of the year, together with recently announced private-sector projects, reflected the government's continued commitment to expanding housing supply and providing more residential options.

Basoudan stressed that the latest real estate developments represent an important step toward addressing one of the market's most pressing challenges: achieving a sustainable balance between supply and demand, particularly amid the Kingdom's population growth and continued urban expansion.


Saudi Stocks Rebound 0.9%, Recouping Previous Session's Losses

An investor monitors stock market data on a screen at the Saudi Exchange (Tadawul) in Riyadh (Reuters)
An investor monitors stock market data on a screen at the Saudi Exchange (Tadawul) in Riyadh (Reuters)
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Saudi Stocks Rebound 0.9%, Recouping Previous Session's Losses

An investor monitors stock market data on a screen at the Saudi Exchange (Tadawul) in Riyadh (Reuters)
An investor monitors stock market data on a screen at the Saudi Exchange (Tadawul) in Riyadh (Reuters)

Saudi stocks closed higher on Monday, recovering some of the losses sustained in the previous session as heavyweight shares strengthened and the banking sector advanced.

The benchmark Tadawul All Share Index (TASI) rose 0.90% to close at 10,106 points, gaining 90 points. Total trading value reached approximately SAR 3.5 billion ($933 million).

The index had fallen 0.8% on Sunday amid selling pressure on heavyweight stocks.

Anaam International Holding Group, Fitaihi Holding Group and Raoom were among the session's top gainers, rising between 7% and 9% to close at SAR 11.93, SAR 2.11 and SAR 72.30, respectively.

On the losing side, Almunajem Foods led the declines, shedding 9.20% to SAR 49.94, followed by Saudi Paper Manufacturing Co., which fell 6.18% to SAR 48.88, and Alamar Foods, which dropped 4.63% to SAR 44.06.

At the sector level, banks led the gains, advancing 1.60%, supported by a 2.06% rise in Bank AlJazira shares, which closed at SAR 10.89.


Tesla to Refund Many Cybertruck Deposits as Demand Exceeds Production, Musk Says

Tesla Cybertruck electric vehicles sit parked in a storage lot in San Diego, California on April 11, 2025. (AFP)
Tesla Cybertruck electric vehicles sit parked in a storage lot in San Diego, California on April 11, 2025. (AFP)
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Tesla to Refund Many Cybertruck Deposits as Demand Exceeds Production, Musk Says

Tesla Cybertruck electric vehicles sit parked in a storage lot in San Diego, California on April 11, 2025. (AFP)
Tesla Cybertruck electric vehicles sit parked in a storage lot in San Diego, California on April 11, 2025. (AFP)

Tesla will have to refund Cybertruck deposits for many customers as orders far exceed production capacity, CEO Elon Musk said, following last week's announcement that the electric vehicle maker is winding down the pickup truck's production at its Texas factory.

"We will try ‌to make ‌as many as ‌possible ⁠before shutting down the ⁠line in about 8 months, but will have to return deposits for a lot of people," the billionaire said in a post on X on Monday.

The comments ⁠come after Musk said ‌Tesla would ‌add an extra production shift to fulfill outstanding ‌Cybertruck orders before dismantling the production ‌line next year to expand output of its Cybercab robotaxi.

The production winddown is slated for mid-2027, Musk announced on ‌Friday, with the resources being redirected to the Cybercab, a vehicle ⁠central ⁠to the automaker's autonomous-driving ambitions.

Tesla began delivering the Cybertruck in late 2023, but demand has fallen far short of Musk's expectations. US sales fell 48% to 20,237 units last year, according to Kelley Blue Book, well below Musk's earlier projection that annual Cybertruck sales could reach 250,000 vehicles.