The Borrowers: How Loan Deals Took Over the January Transfer Window

 Clockwise from left: Daniel Sturridge; Ethan Ampadu; Jermain Defoe; Aleksandar Mitrovic; and Nathaniel Clyne. Photograph: Action Images/Reuters, AFP/Getty Images and Rex/Shutterstock
Clockwise from left: Daniel Sturridge; Ethan Ampadu; Jermain Defoe; Aleksandar Mitrovic; and Nathaniel Clyne. Photograph: Action Images/Reuters, AFP/Getty Images and Rex/Shutterstock
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The Borrowers: How Loan Deals Took Over the January Transfer Window

 Clockwise from left: Daniel Sturridge; Ethan Ampadu; Jermain Defoe; Aleksandar Mitrovic; and Nathaniel Clyne. Photograph: Action Images/Reuters, AFP/Getty Images and Rex/Shutterstock
Clockwise from left: Daniel Sturridge; Ethan Ampadu; Jermain Defoe; Aleksandar Mitrovic; and Nathaniel Clyne. Photograph: Action Images/Reuters, AFP/Getty Images and Rex/Shutterstock

It is a time of year to beg, borrow and steal in the football world, especially in England, where the January transfer window is again expected to be dominated by loan deals. Only 37 of the 178 players leaving Premier League clubs last January moved permanently and close to one in every three of the incoming signings in the top flight – a ratio that for the second successive year was twice as high as in the summer – joined on a temporary basis.

Halfway through the season is normally short-term fix territory rather than a buyer’s market, which partly explains the prevalence of loans. Yet arguably the biggest factor is the sheer number of professionals that Premier League clubs have on their books these days and the need to find regular first-team football for as many as possible while recouping a bit of money at the same time.

Some players will be high-profile and out of favour – see Jermain Defoe, who has just joined Rangers on loan from Bournemouth; Liverpool’s Nathaniel Clyne, who has signed for Eddie Howe’s side until the end of the season; and Chelsea’s Gary Cahill. The majority, though, will be younger players who are some way off the first team and are, in the eyes of senior figures at their clubs, neither developing in a competitive environment by playing under-23 football nor increasing their value. Playing in the EFL ticks both boxes, potentially.

A spotlight shines on Chelsea for good reason when it comes to this sort of story, but a trawl through last January’s loan deals reveals that Brighton, Newcastle and Watford sanctioned more departures – double figures in each case – than anyone else. Chelsea, of course, already had plenty of players farmed out from the summer but the bottom line is that more and more top-flight clubs are adopting a proactive approach when it comes to the loan market.

Yet despite loans being so commonplace now, the framework of the deal remains loose, right down to fundamental details such as exactly what “until the end of the season” means. That aspect of a loan – the finishing point – is an area of negotiation with almost every deal given that player contracts run until 30 June and the last game of the season is usually at least six weeks earlier. At the top end that could equate to another £500,000, which is a lot of money to pay somebody else’s employee to sit on the beach.

It may be surprising to learn that some players not only get their wages covered in full by the club they are joining but also receive a substantial sum on top. In fact, the complaints of one Premier League player about all the time he had spent on loan earlier in his career raised a few eyebrows within his former club, given that at one stage he was happily picking up an additional five-figure sum every week, on top of his basic wage, for playing in the Championship.

With more sought-after players the parent club will always expect wages to be paid in their entirety. In some cases there will also be a one-off loan fee – incredibly, an eight-figure sum was quoted for one out-of-favour former England international in the summer – as well as add-ons in the event of a player helping a club avoid relegation or win promotion.

That extra outlay is a price worth paying if everything comes off – Aleksandar Mitrovic’s impact at Fulham last season is a case in point. The key word in that sentence, however, is “if”. This time last year West Brom took Daniel Sturridge on loan in the hope that he would score the goals to keep them up but because of injury they got only 116 minutes of football out of the Liverpool striker in exchange for £3.8m. On that same theme Crystal Palace had some fitness concerns in relation to Dominic Solanke and pulled out of signing the forward this week because Liverpool were against the idea of linking part of the loan fee to appearances.

While a team’s playing style and the manager’s reputation are important considerations when loaning out younger players, contacts make a big difference too. Frank Lampard, Derby’s manager, has two Chelsea loanees and would take a third – four from one club is the maximum in the EFL – if Maurizio Sarri agreed to allow Ethan Ampadu out. That is understood to be unlikely as things stand.

Loan rules differ in the Premier League, where only one player from the same club is permitted at a time. Clubs are also allowed a maximum of only two domestic loans at a time. Yet there is no limit on international loans, which means a struggling Premier League club can transform its starting XI in January without making a permanent signing. Two years ago Hull brought five players in on loan and almost survived.

Business has already been brisk this time around and, as the days tick by, it will be interesting to see what becomes of players such as Everton’s Morgan Schneiderlin, Vincent Janssen at Spurs, Leicester’s Adrien Silva, Divock Origi at Liverpool and Chelsea’s Danny Drinkwater, all of whom cost a fair few quid and could do with a new home – temporary or otherwise – to revive their careers.

The Guardian Sport



PSG, Marseille Looking to Bounce Back after Champions League Losses

Soccer Football - Ligue 1 - Paris St Germain Press Conference - Parc des Princes, Paris, France - July 5, 2022 General view as the Paris St Germain emblem is seen ahead of the press conference REUTERS/Benoit Tessier/File Photo
Soccer Football - Ligue 1 - Paris St Germain Press Conference - Parc des Princes, Paris, France - July 5, 2022 General view as the Paris St Germain emblem is seen ahead of the press conference REUTERS/Benoit Tessier/File Photo
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PSG, Marseille Looking to Bounce Back after Champions League Losses

Soccer Football - Ligue 1 - Paris St Germain Press Conference - Parc des Princes, Paris, France - July 5, 2022 General view as the Paris St Germain emblem is seen ahead of the press conference REUTERS/Benoit Tessier/File Photo
Soccer Football - Ligue 1 - Paris St Germain Press Conference - Parc des Princes, Paris, France - July 5, 2022 General view as the Paris St Germain emblem is seen ahead of the press conference REUTERS/Benoit Tessier/File Photo

After they were beaten midweek in the Champions League, Ligue 1 rivals Paris Saint-Germain and Marseille need to be more convincing back on the domestic stage.

PSG, which became European champion for the first time last season, lost at Sporting 2-1 and Marseille was overwhelmed by Liverpool 3-0 at home.

PSG is going through a mediocre patch, having lost two of its last three matches across competitions. Friday's trip at second-to-last Auxerre should help Luis Enrique's team rebuild some confidence.

On paper, the task faced by Marseille is more difficult, hosting leader Lens at Stade Velodrome.

Key matchups Lens travels south in full confidence after recording a 10th consecutive win across all competitions last weekend. Lens claimed its only French title in 1998 and has a one point lead over defending champion PSG, The AP news reported.

Third-placed Marseille, meanwhile, has been putting on brilliant displays and boasts the league's best attacking record, with 41 goals after 18 rounds. But the nine-time champion has also been inconsistent at the back. The loss against Liverpool marked the first time since March 2022 that Marseille lost back-to-back home games without scoring.

Before the trip to Auxerre, PSG boss Luis Enrique said it's time for his team to take control of Ligue 1.

“We’re not yet where we want to be in the league," he said. "We need to keep working hard and trying to win. We’re used to deep defensive blocks. That’s often how our opponents play against us. We want to become leaders but Lens are in great form with 10 consecutive wins. It’s exciting.”

Players to watch Adrien Thomasson has played a crucial role in Lens' rise to the top. Thomasson has been thriving since he was repositioned in a deeper role. Alongside PSG's Vitinha, he is the joint top assist provider with six, and has two goals.

Back from the Africa Cup of Nations after losing with Morocco to Senegal in a chaotic final, defender Achraf Hakimi is expected to return for PSG. “He’s in normal shape,” Luis Enrique said. "We’ll have to wait and see how he is on the training ground.”

Off the field French magazine Paris Match reported this week that PSG and France defender Lucas Hernandez has been accused of human trafficking and undeclared work.

The magazine said a Colombian family accused the player and his wife of having employed them without a legal framework and with excessively long working hours. The Versailles public prosecutor’s office told French media that an investigation was underway.


Bayern Munich is Smashing its Own Records in the Bundesliga and Rivals Aren't Close

Soccer Football - Bundesliga - VfL Bochum v Bayern Munich - Vonovia Ruhrstadion, Bochum, Germany - October 27, 2024 Bayern Munich's Thomas Mueller celebrates with teammates after the match REUTERS/Leon Kuegeler
Soccer Football - Bundesliga - VfL Bochum v Bayern Munich - Vonovia Ruhrstadion, Bochum, Germany - October 27, 2024 Bayern Munich's Thomas Mueller celebrates with teammates after the match REUTERS/Leon Kuegeler
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Bayern Munich is Smashing its Own Records in the Bundesliga and Rivals Aren't Close

Soccer Football - Bundesliga - VfL Bochum v Bayern Munich - Vonovia Ruhrstadion, Bochum, Germany - October 27, 2024 Bayern Munich's Thomas Mueller celebrates with teammates after the match REUTERS/Leon Kuegeler
Soccer Football - Bundesliga - VfL Bochum v Bayern Munich - Vonovia Ruhrstadion, Bochum, Germany - October 27, 2024 Bayern Munich's Thomas Mueller celebrates with teammates after the match REUTERS/Leon Kuegeler

Bayern Munich is running away with the Bundesliga again.

But this time it’s smashing even its own records.

The Bavarian powerhouse has a whopping 71 goals in 18 games, conceded only 14 goals, and drawn only two matches. It has won the other 16.

With 50 points and a goal difference of plus-57, Bayern has made the best ever start to the Bundesliga at this stage of the season.

And its rivals are struggling to keep up, The AP news reported.

Bayern already leads by 11 points from Borussia Dortmund and is on course for its 13th Bundesliga title in 14 years.

Bayern next hosts relegation threatened Augsburg in a Bavarian derby on Saturday.

Key matchups Bayern hasn’t dropped points since a surprising 2-2 draw with Mainz in mid-December. Augsburg hasn’t won a game since beating Bayer Leverkusen — the only team to break Bayern’s dominance in the last 13 years — in early December.

Leverkusen, which lost to Olympiakos in the Champions League on Tuesday, will hope to snap its three-game losing run against visiting Werder Bremen on Saturday.

St. Pauli entertains Hamburger SV in the city derby on Friday. St. Pauli, which won the reverse fixture in August, can climb off the bottom by avoiding defeat, with relegation contenders Mainz playing Wolfsburg and Heidenheim entertaining Leipzig on Saturday.

Also on Saturday, Eintracht Frankfurt, which crashed out of the Champions League on Wednesday, hosts in-form Hoffenheim. Frankfurt is still looking for a coach following the dismissal of Dino Toppmöller. The team has conceded three goals in every game in 2026.

Players to watch Harry Kane missed a penalty in Bayern’s 2-0 win over Union Saint-Gilloise in the Champions League on Wednesday and though he scored both goals he’ll be keen to “make amends” for his penalty miss. He already has 34 goals in 29 games for Bayern this season.

Nicolas Jackson is back at Bayern after helping Senegal win the Africa Cup of Nations. Jackson scored two goals for the Teranga Lions at the tournament but could find playing time restricted on his return to Munich.

Stuttgart has Bilal El Khannouss back after his impressive Africa Cup performances for Morocco, where he became a starter for the host team.

Who is out? Morocco’s Eliesse Ben Seghir returned to Leverkusen from the Africa Cup with an ankle problem. Defender Edmond Tapsoba also came back injured from his participation with Burkina Faso, while forward Nathan Tella and goalkeeper Mark Flekken are out “long term” with serious knee injuries from Leverkusen’s defeat to Hoffenheim last weekend.

Jamal Musiala made his anticipated return for Bayern in a brief appearance last weekend, but he’s returning to a team that had been doing just fine without him. Bayern attackers Kane, Luis Díaz, Serge Gnabry and the 17-year-old Lennart Karl have been outstanding, giving Vincent Kompany a selection problem any coach would love to have.


Swiatek Says Packed Tennis Season Makes it 'Impossible' to Switch Off

Tennis - Australian Open - Melbourne Park, Melbourne, Australia - January 22, 2026 Poland's Iga Swiatek celebrates after winning her second round match against Czech Republic's Marie Bouzkova REUTERS/Tingshu Wang
Tennis - Australian Open - Melbourne Park, Melbourne, Australia - January 22, 2026 Poland's Iga Swiatek celebrates after winning her second round match against Czech Republic's Marie Bouzkova REUTERS/Tingshu Wang
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Swiatek Says Packed Tennis Season Makes it 'Impossible' to Switch Off

Tennis - Australian Open - Melbourne Park, Melbourne, Australia - January 22, 2026 Poland's Iga Swiatek celebrates after winning her second round match against Czech Republic's Marie Bouzkova REUTERS/Tingshu Wang
Tennis - Australian Open - Melbourne Park, Melbourne, Australia - January 22, 2026 Poland's Iga Swiatek celebrates after winning her second round match against Czech Republic's Marie Bouzkova REUTERS/Tingshu Wang

Six-time major champion Iga Swiatek stepped up her criticism of the tennis schedule Thursday saying that the season was too long and it was impossible to switch off.

The Polish second seed turned on the style to motor past the Czech Republic's Marie Bouzkova 6-2, 6-3 and into the Australian Open third round in Melbourne.

It set up a clash against Russian world number 33 Anna Kalinskaya, who swept past Austria's Julia Grabher 6-3, 6-3.

While Swiatek said she felt physically fine, she let rip about the ever-growing WTA schedule.

"For sure the schedule is packed. There's not much time to reset completely. It's kind of impossible," she said.

"It feels like there's no beginning of the season and end of the season because honestly, for people that work physically for 11 months basically, getting 10 days without the racquet, it's not enough time to reset.

"I mean, that's what I got. Because for four days you're still thinking about the season and last days you already think about the preparation for the next one."

Swiatek said her goal for 2026 was to try and "go somewhere and just reset and not do anything".

"Like, unplug a bit better. Hopefully I'm going to have more energy till the end of the season."

Swiatek has won four French Opens, the US Open and Wimbledon, but a title at Melbourne Park has proved elusive, with the 24-year-old making the semi-finals twice.

Last year she surged into the last four but failed to get past eventual winner Madison Keys.

Swiatek arrived in Melbourne this year on the back of two singles defeats at the lead-up United Cup and was then pushed hard by Chinese qualifier Yuan Yue in round one.

She was more convincing against Bouzkova, cutting down on the 35 unforced errors against Yuan to 27, while blasting 31 winners.

Serving was an issue for both players early on, exchanging first-set breaks before Swiatek got into her rhythm to take charge.

The Pole served to love to open set two, but a pair of baseline errors handed the Czech a break and she consolidated for a 3-1 advantage.

But it was a fleeting lead with Swiatek levelling at 3-3 and making the crucial break for 5-3 with a backhand winner before serving out for the match.